Auto Loans

Financing as low as 5.95% APR*

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Personal Loans

Financing as low as 9.50% APR*

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Debit & Credit Card rewards with every swipe

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Home Loans

Flexible financing to fit your needs

TruStage Insurance

Insurance made for Credit Union Members

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Savings for Kids

Savings Accounts for kids 12 & under

Credit Cards

Lower rates, More rewards

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Need a New Ride?

Great rates, local service. Find affordable financing on new and used autos right here in the Shoals.

Auto Loans

What Our Members Are Saying!

“At Florence Federal Credit Union, you’re not a number, you’re a name.” – Randy P.

What Our Members Are Saying!

"FFCU can handle all of your needs just like a bank can - except more personally, more locally, & at a better rate." - Mark B.

What Our Members Are Saying!

“Personalized service, competitive rates, & a sense of community.” – Christy H.

What Our Members Are Saying!

“Always there when I need them.” – Ingrid B.

What Our Members Are Saying!

“Florence Federal always has their members’ best interests at heart!” – Heather U.

What Our Members Are Saying!

“They are always willing to go above and beyond to help in any way they can.” – Teresa H.

What Our Members Are Saying!

“Been a member since the '70s.” – Michael M.

What Our Members Are Saying!

“We don’t have to worry about our finances because Florence Federal has it covered.” – Lyndsey B.

What Our Members Are Saying!

“FFCU treats their members like family.” – Trenton H.

What Our Members Are Saying!

“Love that it is local.” – Lillian R.

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Membership Criteria

Over 175,000 Alabama, Mississippi, & Tennessee Residents qualify for membership. Do you?

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Loan Payment Calculator

Buying a new or used vehicle? Use our Auto Loan Payment Calculator to estimate your monthly payments and find a loan that fits your budget.

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Auto Loans

Refer a Friend

Personal Loans

uChoose Rewards

Home Loans

TruStage Insurance

Savings for Kids

Credit Cards

Featured Rates

Need a New Ride?

What Our Members Are Saying!

What Our Members Are Saying!

What Our Members Are Saying!

What Our Members Are Saying!

What Our Members Are Saying!

What Our Members Are Saying!

What Our Members Are Saying!

What Our Members Are Saying!

What Our Members Are Saying!

What Our Members Are Saying!

Membership Criteria

Loan Payment Calculator

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