Membership has its benefits. We offer:

Bill Pay Services
Share Accounts
Share Draft Accounts(Checking)
Share Certificates
Christmas Club 
Vacation Club
I.R.A.s (Individual Retirement Accounts)
Credit Cards - Visa
Debit Cards
Money Orders
Visa Gift Cards

U Choose Rewards Program (Debit Card Rewards)
Cashier Checks
Low Interest Loans (auto, personal, etc.)
1st and 2nd Mortgages
Home Equity Loan
Payroll Deduction
Direct Deposit - Payroll Checks
Direct Deposit of Government Checks
Free Notary Service (North Florence office only)
Safe Deposit Boxes
Drive-up Window Service
Fax Service (256)-766-7414
Night Depository
Quarterly Newsletter
Retired On Wheels Club(R.O.W.-Members 60+)
Pot of Gold Savings Club(Children under 12)
P.A.L. - Personal Account Line (256) 718-7251
Western Union Wires
Federal Reserve Wires(to other Financial Institutions)
Funds Insured by NCUA - Up to $250,000
Additional share insurance up to $250,000.00 by ESI
Identity Theft Coverage (checking account holders only)













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