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Rates

Have an FFCU Auto Loan that's 2 years or older? Click here for our limited time special offer.

Effective as of: JUNE 7, 2021
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Current Loan Rates
Auto Loans
New/Used (Current yr 3 - less than 30k miles) 2021-2018as low as2.75%36 months
New/Used (Current yr 3 - less than 30k miles) 2021-2018as low as3.15%60 months
New/Used (Current yr 3 - less than 30k miles) 2021-2018as low as3.50%72 months
New/Used (Current yr 3 -30k miles and over) 2021-2018as low as3.75%72 months
Used Automobile 4-6 yrs old (2017-2015)as low as4.00%60 months
Used Automobile 7-10 yrs old (2014-2011)as low as5.25%48 months
Used Automobile 11-19 yrs old (2010-2002)as low as5.50%36 months
Salvage Automobiles - NADA Rough Value 10 yrs and neweras low as6.25%48 months
 
Recreational Loans
New Motorcycle (Current yr and 3 previous yrs)as low as4.25%60 months
Used Motorcycle 4-10 yrs old (2017-2011)as low as5.25%48 months
Used Motorcycle 11-18 yrs old (2010-2003)as low as5.75%36 months
New 4 Wheeleras low as4.25%48 months
Used 4 Wheeleras low as5.10%36 months
New Travel Traileras low as5.49%84 months
Used Travel Traileras low as6.10%60 months
New Motor Homeas low as4.75%144 months
Used Motor Homeas low as6.50%120 months
New Boat and Motoras low as5.50%120 months
Used Boat and Motoras low as6.50%72 months
New Waverunneras low as5.50%60 months
Used Waverunneras low as8.00%48 months
 
Other Loans
Personal Unsecured / Vacation and Christmas Loansas low as8.99%60 months
Short Term Cash (up to 6 months)28.00%23% w/ ACH DD
Computeras low as10.00%
New Farm Tractor and Equipment (25hp to 45hp)as low as5.25%60 months
New Farm Tractor and Equipment (46hp and up)as low as6.00%120 months
Used Farm Tractor and Equipment (25hp to 45hp)as low as7.99%60 months
Used Farm Tractor and Equipment (46 hp and up)as low as8.99%60 months
Share Secure - 3% above earning rate rounded up to the next 1/2% never less than 4.00%
Share Certificate - 3% above earning rate rounded up to the next 1/2% never less than 4.00%
 
*Rates quotes are best available and subject to change. Rates may vary depending on your credit and payment terms.
**For mortgage rates, please call a Mortgage Loan Officer at 256-767-4700.