Go to main content Florence Federal Credit Union Online Banking

Credit Cards

Home > Borrow > Credit Cards

VISA Credit Cards

Big Benefits, Local Service. 

You deserve a credit card that offers big benefits with local service you can trust. Enjoy competitive rates, no hidden fees, and the convenience of 24/7 access—backed by the personal, hometown care you won’t find at big banks.

Reasons to love FFCU Credit Cards:

  • Low Rates
  • No Annual Fees
  • 25-Day Billing Cycle
  • Rewards Points through uChoose Rewards
  • 24/7 Customer Service & Fraud Protection

Whether you're building credit, managing expenses, or looking for extra financial flexibility, our credit cards provide security and peace of mind. Plus, with fraud protection and easy online account management, you’re always in control. Experience the difference of a credit card designed for you—apply today!

 

Apply in Person

 

Credit Cards
Loan TypeAPR*
Credit Cards as low as 8.99%

APR = Annual Percentage Rate

Rates subject to change. Approval subject to credit worthiness.

 

24/7 Customer Service: 1-855-624-7322
Fraud Security: 1-877-253-8807

 

 

New Feature: Fraud Text Alerts 

We’re excited to introduce a new security feature designed to provide members with an added layer of protection against fraud! Starting November 4th, cardholders will receive fraud alert text messages as a first line of defense to help identify and prevent potentially fraudulent activity on their debit and credit cards.

If suspicious activity is detected, you will receive a text message asking you to verify whether you authorized the transaction in question.

Remember:

  • FFCU will never ask for sensitive information
  • If you are uncertain of the validity of a text, you can always call us directly.

This new feature gives you another way to stay informed, respond quickly to suspicious activity, and help protect your money.

Go to main navigation
View Statement

View your FFCU Credit Card Statement via Online Banking.

View >

Enroll in Rewards

Earn rewards points for using your FFCU Debit Card or Credit Card with our uChoose Rewards Program.

Enroll >

Membership Criteria

Over 175,000 Alabama, Mississippi, & Tennessee Residents qualify for membership. Do you?

See If You Qualify >

Go to main navigation